The Holden Agency is proud to announce the launch of commercial lending company, THA Capital

Jerry Holden, president of THA Brands and The Holden Agency, is proud to announce the launch of the agency’s newest partner entity, THA Capital. THA Capital was created to address a growing demand for capital and commercial funding to be delivered under the umbrella of THA Brands for their clients and investors.

As his real estate agency has grown and expanded in different markets throughout Ohio, Holden noticed an increasing demand for lending services not only in the residential sector of his business, but in commercial transactions as well. Out of this need, THA Capital was born. “We have been actively counseling our commercial clients not just in Ohio, but in different states, and we’ve noticed that our customers have been wanting capital and commercial funding,” Holden states. “Through THA Capital, we can now offer commercial loans nationwide, and we can service them very efficiently compared to a traditional banking model.”

The model of THA Capital is centered around key concepts that all clients will appreciate: fluidity, along with a seamless borrowing process. “With our company, an investor can be from California, for example, and purchase a shopping center through us in the state of Florida without needing to have a relationship with any local bank in that state,” Holden explained. “We don’t have exposure limits or funding limits. Therefore, our commercial clients can borrow money from us anywhere in the country.”

Leading operations for THA Capital is James Clark, Vice President of Sales. Born and raised in Richland County, he is a 28-year veteran of the banking industry, with 25 of those working in various capacities of commercial lending. Clark comes to THA Capital with a successful track record of identifying and developing strong business relationships, as well as formulating successful policies and procedures for various organizational operations.

Holden expressed his excitement to have Clark’s leadership on-board. “To have Jim leading our team is a tremendous asset for THA Capital.  With nearly 3 decades of experience in commercial lending and $185 million worth of loan production over his career, Jim will be immensely valuable in serving our clients and helping our company grow.”

In addition to his professional success, Clark’s interests are deeply rooted in our local community where he serves as both a board member and executive member for Downtown Mansfield, Inc.

The ultimate goal of THA Capital, Holden says, is to meet the needs of lenders and investors, while providing the personal attention that customers deserve. “While our operating capacity and areas of focus are sizable, our approach to service is very personal,” Holden says. “THA Capital will be by your side from project inception onward, fulfilling our commitment to provide superior asset servicing and consultation throughout your journey to success.”

Customers wishing to learn more about commercial and capital funding through THA Capital can do so by visiting, or by contacting James Clark, Vice President of Sales, at 419-560-7569 or

THA Capital, a division of THA Brands, was founded in 2018 with a mission of redefining the commercial banking industry. We are comprised of a determined team of professionals who proudly serve an ambitious client base. THA Capital is committed to delivering superior service based upon our core principles which align with all entities of THA Brands: innovation, vision, integrity and partnership.

THA Capital services a wide-ranging client base with interests in the commercial, industrial and retail sectors, as well as hotel real estate and residential property. Our portfolio covers a diverse collection of business interests from start-ups to Fortune 500 companies in industries such as manufacturing, energy, legal, banking, healthcare, technology, and life sciences.